Enhancing Cambodian Farmer’s Life and Wealth though our JC(Japan and Cambodia) financial platform.

Enhancing Cambodian Farmer’s Life and Wealth
through our "JC(Japan and Cambodia)"
financial platform.

JC Finance Plc. (JCF) is the “One and Only” financial service provider focusing on
“Agricultural Sector”, to support local farmers in Cambodia
We received the microfinance license from the National Bank
of Cambodia (NBC).

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Enhancing Cambodian Farmer’s Life and Wealth though our JC(Japan and Cambodia) financial platform.

News

Our Impact

  • This is my first tractor.
    I could buy it because JC Finance provided
    a loan to me.
    I'm so excited about how much
    I can increase my harvesting amount this year.

    Mr. Nget Koeurn (Battambang Province)

  • I've bought 8 tractors in past 10 years,
    but I found the JC Finance's services were
    the best in Cambodia.
    So I chose JC Finance.

    Mr. Oeun Khom (Phnom Penh)

  • The tractor bought through loan
    from JC Finance replaced our power tiller plow,
    and it is increasing efficiency
    and mechanizing our farm production.

    Mr. Sem Tav (Takeo Province)

  • We had cultivated just to feed our family,
    but after buying tractor,
    we have plan to use our barren land
    and increase our products to supply the local market.

    Mr. Sreng Non (Kampong Cham Province)

  • My tractor has increased our family income
    by plowing other farmers’ lands.
    Thank you, JC Finance!

    Mr. Heng Sony (Phnom Penh)

  • The tractor has been helping me to save time
    and costs spent on manual labor.
    So I could start new business
    and increased my family income.

    Mr. Nhorm Chy (Battambang Province)

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Products and Features

  • Reasonable interest and down payment
    Reasonable interest and down payment

    Reasonable interest and down payment

    We will offer our loans with reasonable interest and down payment.
    All of our loans are secured by the agricultural machinery purchased by our customers.
    You can see our latest interest rate and the amount of down payment here.

  • Flexible Repayment

    Most of microfinance institutions offer loan products with fixed repayment schedule, but we are not like them.
    We carefully analyze our customer's revenue sources and offer flexible monthly repayment schedules that perfectly tailored to each of the customers.

    Flexible Repayment
    Flexible Repayment
  • Fast delivery
    Fast delivery

    Fast delivery

    The customers, who apply our loan service to purchase agricultural machinery, can get their machinery delivery in 3-4 days after their application for the loan in the shortest.

  • Painless repayment

    We provide all of our customers with "Wing" account, the easiest way to repay their loans.
    “Wing”, the leading mobile banking servicer in Cambodia, is our strategic partner and we integrated our system with “Wing” to facilitate easy repayment for our customers who lives even far from the city.

    Painless repayment
    Painless repayment
  • Collateral Enhancement
    Collateral Enhancement

    Collateral Enhancement

    Our mechanical engineering team has special knowledge and skills in agricultural machineries, and they help our customers in times they have troubles with their machineries.
    Our team is always ready to support our customers who suffer from financial difficulties by making use of the collateral reutilizing.

TEAM

Team

team

Meet Some of Our Team

At JC Finance,
we love what we do and we’re lucky to work with some really great people who are passionate about their jobs.
Browse through our team member spotlights to find out what it’s like to work at JCF.

  • Ikuo Kikuchi

    Ikuo Kikuchi

    CEO

    Suguru Tomari

    Suguru Tomari

    Credit Manager

    Ai Tanaka

    Ai Tanaka

    Administrative Manager

    Yuko Nishiguchi

    Yuko Nishiguchi

    HR

    Khemrak Yim

    Khemrak Yim

    Project Manager

    Soriya Lus

    Soriya Lus

    Controller & Accounting Supervisor

    Vuthea Chea

    Vuthea Chea

    Credit Specialist

    Chanleakena Sourn (Leakena)

    Chanleakena Sourn (Leakena)

    Loan Servicing Specialist

    Chhim Hoeung

    Chhim Hoeung

    Credit Specialist

We're always looking for talented people to join.
Please send your job inquiry from the following contact
Form if you are interested in JCF.

  • Ikuo Kikuchi

    CEO

    Ikuo is the CEO of JC Finance and serves on its board of directors. He brings more than 15 years of top management and 27 years of advanced financial management experiences to the role. Most recently, he was the CEO of Something Vietnam Corporation, an overseas subsidiary of Something Holdings Group (JASDAQ Securities Exchange Listed Company). Ikuo’s extensive experience and knowledge bring invaluable assets to JC Finance, and makes it stronger than ever.

  • Suguru Tomari

    Credit Manager

    After working at Sumitomo Mitsui Banking Corporation, Suguru moved to Cambodia to join a startup in 2012, and successively launched new businesses. In 2016, he joined the project to establish JC Finance, and became the Credit Manager of it. As the Credit Manager, he has mainly overseen sales, marketing and business development activities, and led the rapid expansion of the company business across the country. Suguru feels very fortunate to lead an organization that is dedicated to supporting agricultural sector which plays a prominent role in the lives of over 40% of the working-age population of the country in 2017.

  • Ai Tanaka

    Administrative Manager

    Ai serves as the Administrative Manager at JC Finance, and oversees multi department functions, such as finance, HR, general affairs, PR, IT, and legal affairs. She has been interested in the emerging countries like Cambodia from her childhood, and studied Development Economics, an academic field that focuses on improving fiscal, economic and social conditions in developing countries, in university. She strongly hopes to contribute to the people and society here in Cambodia.

  • Yuko Nishiguchi

    HR

    Yuko was assigned to the chief of the orphanage established by a Japanese public‐service foundation, and moved to Cambodia in 2010. She worked for the orphanage for 5 years, and developed strong skills in coaching, teaching, leadership, team building, and Khmer language. As a HR specialist, she is engaged in recruitment, professional development, and building JC Finance’s culture. Her passion is to help the members of JC Finance be the best they can be.

  • Khemrak Yim

    Project Manager

    Every company needs a Khemrak in their corner. He has a powerful work ethic with passion, self-motivation and an innovative mindset. Since joining JC Finance, he has successfully achieved various challenging projects and expanded its business nationwide. He has a master's degree in Education and 5 years’ experience in teaching, so he is also responsible for educating and empowering the members of JC Finance. He strongly hopes to make JC Finance the best agricultural MFI in Cambodia which contributes a lots to Cambodian farmers.

  • Soriya Lus

    Controller & Accounting Supervisor

    Soriya is a key member of the JCF’s Accounting team. In addition to taking care of accounting, bookkeeping and tax reporting tasks, she is responsible for audit and internal control processes. Her professional philosophies are “Respect yourself and others” and “Getting ready is the secret of success”. Her positive attitude at work is a good example for other JCF members.

  • Vuthea Chea

    Credit Specialist

    Vuthea received 3 company awards of the year in 2018. He always embraces or embodies the value of hard work, dedication, and the importance of building strong relationships. As a credit specialist and a member of JC Finance, he is expected to be a great leader in future.

  • Chanleakena Sourn (Leakena)

    Loan Servicing Specialist

    Leakena has been engaged in one of the most important business operations of JCF, loan repayment (collection) activities. She is highly committed and self-motivated professional with a strong sense of responsibility. So she achieved 100% of the collection/ repayment rate for 19 months in a row. Same as Vuthea, she also received 3 company awards of the year in 2018.

  • Chhim Hoeung

    Credit Specialist

    Hoeung has long experience in the financial industry. Most recently, he served as the Chief Credit Officer for a microfinance institution in Cambodia. After graduating from university, Hoeung studied Philosophy in Thailand/Taiwan and Business Management at Pannasastra University, Cambodia. Hoeung’s passion for improving himself and excellent personality makes him to be one of the “Great Brother” of JCF.

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Office Location

Office Location(Head Office)

St. 376, Sangkat Boeung Keng Kong III, Khan Chamkarmorn,
Phnom Penh, Cambodia

Working Hours

Monday - Friday 8:00AM - 5:00PM Saturday 8:00AM - 12:00PM